Home insurance: You don’t have to move to review your coverage
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With July 1 approaching, moving day is on the horizon for many people. It is often when we move that we think about reviewing our home insurance coverage. However, even if you aren’t moving, this period can be an opportunity to check if your coverage still meets your needs.
Changes such as home renovations, buying new belongings, and personal or family milestones can affect your insurance coverage. Reviewing it periodically helps ensure it still meets your needs.
Your’re a tenant and think this advice doesn’t apply to you? Since it isn’t mandatory, home insurance is sometimes perceived as optional by tenants. However, this type of insurance provides you with both personal property and third-party liability coverage in the event of accidental damage. A few dollars a month can help you avoid significant financial consequences.
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Fraud never takes a vacation
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For most people, summer is synonymous with relaxation and vacations. But fraudsters never take time off. During this period, our routines change and we may not be always on our guard against scams.
Fraudsters can also take advantage of certain situations during the summer. For exemple, a move to another address can make it easier for fraudsters to attempt certain types of identity theft. And when we’re eager to make the most of the season or improve our financial situation, some offers can seem more attractive than normal.
However, promises of quick, high returns are rarely realistic, even when they seem to arrive at the perfect time. Thinking critically, asking questions and taking the time to verify information are key, even during the summer.
Spotting the signs of a fraud attempt isn’t as simple as it seems. Would you be able to recognize them?
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