AMF Newsletter – November 2025
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Showing your finances some love is in your best interests!
 

Showing your finances some love is in your best interests!

You don’t need to be an expert to take care of your finances. All you need is to take an interest in them, get informed, plan, adjust... and move at your own pace. 

This month we’re using stories inspired by everyday life to offer up some simple advice and practical things you can do to better understand your budget, credit and savings. You’ll see that looking after your finances is less complicated than you think.
 
Sarah would rather take out the garbage than make her monthly budget
 
Sarah would rather take out the garbage than make her monthly budget.

Budget: An underestimated ally

A budget isn’t a constraint: it gives you more freedom. It helps you identify small expenses that add up, put your finances in order... and even unblock a few dollars for an emergency fund or insurance. In short, it’s a practical way to protect yourself, reduce stress and empower yourself to achieve your goals.

After realizing this, Sarah implemented practical strategies to better protect herself in case of an unforeseen event.
Discover Sarah’s story
Robert would rather walk his dog in the rain than manage his credit.
 
Robert would rather walk his dog in the rain than manage his credit.

Credit: A value tool when you learn how to use it

Credit is a fact of life. Whether you need to finance a project or pay an unexpected expense, sometimes you’re left with no other choice than to use it. But managing it well is essential to avoid unpleasant surprises.

Understanding your debts and how credit works and impacts your credit report is in your best interests.

Find out how Robert regained control of his credit and how that changed his life.
Discover Robert’s story
Sarah and Maude would rather unclog the bathtub drain than save for tomorrow.
 
Sarah and Maude would rather unclog the bathtub drain than save for tomorrow.

Building your savings reflects your belief in tomorrow

Building your savings isn’t just about putting money aside. It’s also about sowing the seeds for future projects, big or small, such as a purchase without credit or homeownership. It’s a simple habit to get into and a powerful way to express your belief in tomorrow.
    
See how Sarah and Maude started building their financial future, one dollar at a time.
Discover Sarah and Maude’s story
Laura and Maxime would rather fold 10,000 fitted sheets than update their finances.
 
Laura and Maxime would rather fold 10,000 fitted sheets than update their finances.

Confidently reviewing your finances

Do you often put off dealing with your finances? You’re not alone! Many people avoid the topic altogether—until something happens that prompts them into action.

It’s never too late to take stock of things. By reviewing your finances regularly, you will be able to better track where your money is going, optimize your financial situation and bring your plans, big or small, to fruition.

Laura and Maxime started this process together. This first step toward planning for their retirement turned out to be simple and promising.
Discover Laura and Maxime’s story

For your financial well-being

Did you know that the AMF and other organizations protect your financial products and services in the event of financial institution failure?

Learn more about the various compensation schemes and the organizations that offer them.
Visit financeprotection.ca
Image - Canadian Financial Services Consumer Protection
 

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